OneCalcs New Zealand
Updated for 2026–27 · from 1 April 2026

New Zealand pay, tax and money calculators

Calculators for take-home pay, income tax, GST, KiwiSaver, student loans and holiday pay, using Inland Revenue, ACC and Employment New Zealand rates.

Calculators

  1. PAYE calculatorTake-home pay after PAYE, ACC, student loan and KiwiSaver.
  2. Income tax calculatorYour tax bracket by bracket, with average and top rate.
  3. GST calculatorAdd or remove 15% GST from any price.
  4. KiwiSaver calculatorYour, employer and government contributions, and a projection.
  5. Student loan repayment calculatorYour compulsory repayments and time to repay.
  6. Holiday pay calculatorAnnual leave pay and 8% holiday pay under the Holidays Act.
  7. Hourly to salary calculatorHourly rate to yearly salary and back.
  8. Compound interest calculatorSavings growth with monthly deposits, after RWT.
  9. Salary after taxTake-home pay for $30,000 to $200,000.

What changed on 1 April 2026

Income tax brackets stayed the same, with the 39% rate still starting above $180,000. The ACC earners’ levy rose to 1.75% on earnings up to $156,641. The default KiwiSaver rate went from 3% to 3.5% for employees and employers, and the adult minimum wage rose to $23.95 an hour. The student loan threshold stayed at $24,128.

On $80,000 a year you take home $62,323, or $2,397.02 a fortnight, before KiwiSaver. On $100,000 it is $75,373.