OneCalcs Singapore
CPF rates from 1 January 2026 ยท YA 2026

Singapore salary, CPF and tax calculators

Calculators for take-home pay, CPF, income tax, bonuses, GST and overtime, using IRAS, CPF Board and MOM rates.

What changed on 1 January 2026

The CPF ordinary wage ceiling rose to $8,000 a month, so the most an employee aged 55 or below pays is now $1,600 a month. Senior workers above 55 to 60 pay 18% and receive 16% from their employer, and those above 60 to 65 pay 12.5% each. Resident income tax rates for YA 2026 are unchanged at 0% to 24%, and GST stays at 9%.

On $5,000 a month you take home $4,000.00 after CPF, and $1,040 of income tax is due for the year.

Calculators

  1. Take-home pay calculatorMonthly pay after CPF, with employer CPF and a tax estimate.
  2. CPF contribution calculatorEmployee and employer CPF plus the split into OA, SA or RA and MA.
  3. Income tax calculatorResident tax for YA 2026 with Earned Income Relief and CPF relief.
  4. GST calculatorAdd or remove 9% GST from any price.
  5. Overtime pay calculatorOvertime pay at 1.5 times your hourly basic rate under MOM rules.
  6. Bonus CPF calculatorCPF and tax on your bonus, with the AW ceiling.
  7. Hourly to salary calculatorHourly rate to monthly salary and back.
  8. Compound interest calculatorSavings growth with monthly top-ups, CPF style or monthly.
  9. Salary after CPFTake-home pay for $2,000 to $20,000 a month.